Application request
The Community Planning and Economic Department (CPED) provides flexible, affordable financing options for owner occupied properties, using a variety of sources including Minnesota Housing home improvement programs. CPED also offers grant incentives for energy efficiency, lead, and code repairs.
Complete the form to have your home improvement needs evaluated
Program overview
Applicants are first screened for basic program eligibility and must have owned and occupied their property as their principal place of residence for at least 6 months prior to applying and be current on their mortgage and property tax payments. Other credit requirements may apply, see application above for more detail.
Program highlights include:
- Partnerships with grant and volunteer-based no cost programs
- Secured and unsecured loans ranging from $2,000 to $75,000
- Loan options with or without monthly payments
- Grants to address lead-based paint risks
Home Improvement Program options require combined household income be at or below 80% of the area median income as adjusted for household size.
2022-2023 Home Improvement Program Income Limits: 80% AMI |
|||||||
Household Size |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Income |
$62,600 |
$71,550 |
$80,500 |
$89,400 |
$96,600 |
$103,750 |
$118,050 |