A qualifying event (such as gain or loss of other group coverage, marriage, divorce, birth, adoption, death, etc.) may allow you to change your plan elections mid-year. Depending on the nature of the change, you may be able to:
- Enroll for coverage
- Waive coverage
- Switch from single to family coverage or from family to single coverage
The requested change must be consistent with your change in status and you must submit your change through the CityLife employee hub within 30 days after the change occurs (the 30 day limit does not apply in the event of a birth or adoption). Review the eligible dependents and required documentation to learn what type of documentation may be required for your eligible dependents and attach the documentation to the CityLife request.
Flexible spending accounts
A change in status may also allow you to change your flexible spending account elections. The requested change must be consistent with your change in status and you must complete a Benefits Change Request ticket through CityLife.
Dependent life insurance
You may discontinue dependent life insurance coverage at any time by completing a General Benefits Inquiry ticket through CityLife.
Evidence of good health is required to apply for dependent life insurance after you are first eligible. Complete the evidence of insurability packet and return it to our life insurance provider, the Standard. Your application will be reviewed by the Standard. Note: In order to apply for dependent life insurance, you must elect optional employee life insurance.
Optional employee life insurance (after-tax contributions)
If you pay for optional employee life insurance with after-tax contributions, you can decrease or waive coverage at any time. You must complete a General Benefits Inquiry ticket through the CityLife employee hub. Evidence of good health is required to apply for optional life insurance or to increase the coverage amount after you are first eligible. Complete the evidence of insurability packet and return it to the Standard. Your application will be reviewed by the Standard.
During the annual open enrollment period, eligible employees can enroll in or make changes flexible spending accounts. Employees can also change their optional life insurance deduction method (pre-tax or after-tax) or decrease or waive this coverage. Proof of good health is required to add optional life insurance, increase the level of optional life insurance or apply for dependent life insurance. The open enrollment period is typically November 1-15 with changes effective January 1 of the following year.