Health care flexible spending account

Learn more about how to use the flex accounts to pay for eligible expenses.

Eligible health care expenses

A health care flexible spending account (FSA) is a pre-tax benefit account.  An FSA can help pay for eligible expenses that are not covered by your insurance plan.  Despite this general rule:
  • An eligible expense does not include expenses for qualified long-term care coverage or premiums paid for group or individual health plan coverage.
  • Over-the-counter medications without a doctor's prescription are not reimbursable. Over-the-counter medication may be reimbursed by submitting a doctor's prescription along with a receipt to Further.

The IRS determines which expenses are eligible for reimbursement. 

Using your account

The online Member Service Center with Further allows you to access your account balance, submit claims, and review helpful resources on your HRA/VEBA and FSA accounts. To register:

  1. Visit Further's website.
  2. Select Members and "Sign In/Register" at the top of the screen.  This will take you to the Online Member Service Center sign-in page.  From here, select "Register."
  3. Enter the requested information and your Further ID number.  You can find your Further ID number on your account verification form or by calling customer service at 1-800-859-2144

Health care FSA carryover

Unspent health care FSA funds at the end of the year, between $25 - $500, will carry over to the following plan year. An employee does not need to elect an FSA for the following plan year to have the FSA funds carryover. Any carryover funds will not affect the next year's health care FSA limit.

This carryover feature does not apply to the dependent care FSA. 

Carryover frequently asked questions

When will the remaining prior plan year funds carryover into the new plan year?

Carryover funds will be available on the first day of the new plan year. However, the amount of the carryover will not be determined until the end of the run-out period for the previous plan year.

During the run-out period, which account will be used first – the current plan year account or the carryover amount from the past year? 

The current plan year account will pay first and the past year (carryover) account will pay second. After the run-out period, any amount between $25 and $500 remaining in the past year account will be added to the current year account balance.


Contact us

Benefits Administration

Human Resources






City Hall
350 S. Fifth St., Room 1
Minneapolis, MN 55415