Home Ownership Works Program

This program aims to provide decent, long term affordable home ownership opportunities to families. It also addresses the problem of vacant and deteriorated structures in the city.

Home Ownership Works (HOW) is designed to address the goal of providing home ownership opportunities for households who otherwise would have difficulty in attaining home ownership. It is also designed to address the problem of abandoned and foreclosed houses through either rehabilitation or demolition and new construction.

The program serves the following objectives:

  • Provides decent, long term affordable home ownership opportunities for households who would normally experience challenges in achieving home ownership
  • Addresses the problem of vacant and deteriorated structures
  • Helps the City maintain a base of owner occupants
  • Helps combat the impacts of the foreclosure crisis

HOW developers

Opportunity description

  • HOW funds are available for renovation or new construction and sale of single-family dwellings, under the Home Ownership Works (HOW) program. Funds may be used for acquisition, demolition, rehabilitation, new construction, and/or homebuyer assistance.
  • All homes must be sold to a homebuyer that is at or below 80% of area median income, defined by the Department of Housing and Urban Development. single family homeownership.
  • HOW funds are provided as needed to fill a project gap (difference between the total development cost of a project and its sale price) and homebuyer assistance (difference between the sale price and what a homebuyer can afford).


Eligible Developers

The program may be accessed by approved developers that meet the minimum eligibility criteria as outlined in the HOW program manual.

Current developers

Application materials

Additional resources

We encourage applicants to research properties thoroughly. Here are resources that can help:

Proposed HOW Program Changes
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Contact Us

Minneapolis Homes: Build or Rehab

Community Planning & Economic Development


Public Service Building
505 Fourth Ave. S., Room 320
Minneapolis, MN 55415